seen your FUCKHO (not FICO) scores lately?

Looks like with clients and providers alike being concerned about screening and such, someone can develop a scoring system such as FUCKHO (Fresh /UnKnown HObbysist)score (Not FICO)!

Yes, you have to develop a hobbying (not credit)history!
will depend on how many providers you have seen (not a/c open)
what's your hobbying (not credit) limit
will factor in if you have "paid as agreed"?
have a marriage (not a mortgage)?
any No Shows or rip-offs (not bankruptcies)filed?
and more criteria.... to assess risk I guess!

Feel free to add on and maybe we can develop a real ist of criteria for a scoring system!